Foudation Method
$175 Deposit then $175 a Month. Cancel Anytime
Focused Credit Cleanup
Targets open & closed negative accounts and unauthorized inquiries only—no open cards or active loans.
Pay-As-You-Go Access
Low barrier to entry. No long-term lock-in. You pay only while work is being done.
Fast, Strategic First Moves
Designed to handle the easiest wins first and start cleaning the profile the right way.
Built to Upgrade When Ready
Start simple. Move up when you’re ready for full credit rebuilding and funding strategies.
Credit File Structure & Accuracy Review
Designed to clean and organize the credit file so future disputes and upgrades are more effective.
Silver Method
Silver is a full-scale credit repair and profile-building program designed to clean all negative accounts and position clients for future funding.
🥈 4-Round Dispute Process
Four structured 30-day dispute rounds targeting all eligible negative items—because real results often happen after round one.
🗂 All Negative Accounts Covered
Disputes include closed and open negative accounts, not just collections—credit cards, personal loans, and auto loans when applicable.
🧱 Credit-Building Tradelines Included
Access to a 9-year authorized user account plus a 5-year rental tradeline to strengthen age, mix, and overall profile depth.
🚀 Funding-Focused Strategy
Designed to move clients beyond cleanup—this plan positions your credit profile for future approvals and higher-quality funding.
Use code "MYFREESCORE " for $90 Off
Gold Method
Gold is a litigation-ready credit repair program built for aggressive disputes, compliance pressure, and escalation when bureaus and furnishers fail to follow the law.
Certified Mail Enforcement Strategy
Every dispute is sent Certified Mail with Green Return Receipt—no emails, no shortcuts. This creates a documented paper trail designed to preserve your rights.
3-Step FCRA Pressure Process
Inaccuracy dispute → Method of Verification → Final Notice.
A timed, escalation-based approach built around federal compliance deadlines.
Litigation-Ready Credit File
You receive a court-ready dispute file that can be handed directly to a consumer protection attorney if escalation becomes necessary.
AnnualCreditReport-Verified Evidence
All disputes are built from official AnnualCreditReport.com data—not screenshots or monitoring summaries.
Built for Serious Outcomes
Designed for clients who want maximum leverage, documented violations, and the strongest possible position for enforcement or resolution.
Use code "MYFREESCORE " for $90 Off
