Credit Restoration Plans
The Ted Method
Credit Restoration Services

Your Credit.
Restored. Built. Funded.

Three levels of service — from foundational repair to maximum pressure enforcement. Real strategy, real results, real accountability.

Tier 01
Foundation
Three targeted rounds of dispute work across all three bureaus — the essential starting point for rebuilding your credit profile.
$700
One-Time Investment
✦ Credit monitoring included
What's Included
  • 3 complete rounds of professional credit repair — Equifax, Experian & TransUnion
  • Custom dispute letters crafted specifically around your negative items and bureau responses
  • Credit monitoring included for the full repair period ($20/month value — $60 total savings)
  • Bureau response tracking and management throughout every round
✦ Our 4-Attack System — Every Round, Every Account
1
FCRA First-Class MailCertified dispute letters sent directly to all three bureaus via first-class mail
2
CFPB Metro 2 ComplaintsFormal complaints filed with the Consumer Financial Protection Bureau using Metro 2 compliance standards
3
BBB ComplaintsBetter Business Bureau complaints filed against third-party collectors and debt buyers
4
Metro 2 Portal UploadDirect Metro 2 data submission via the Experian portal — hitting the bureaus from every angle
Attack #3 applies to third-party collection accounts and debt buyer accounts only.
Most Popular
Tier 02
Silver
Six months of repair, a full credit build-out strategy, and one round of personal funding — designed to make back your investment.
$1,200
Pay in Full
✦ In-House Financing Available
First month$400
Then $200 × 5 months$1,000
Total Financed$1,400
What's Included
  • 6 full months of professional credit repair across all 3 bureaus
  • Strategic credit build-out roadmap — tradelines, credit builders & limit optimization
  • 5-year rental tradeline added to your credit profile Seasoned
  • 9-year revolving tradeline added to your credit profile Seasoned
  • Targeted strategy to maximize approval odds and credit limit increases post-repair
  • 1 round of personal funding — structured to help recoup your full investment
✦ Our 4-Attack System — Every Round, Every Account
1
FCRA First-Class MailCertified dispute letters sent directly to all three bureaus via first-class mail
2
CFPB Metro 2 ComplaintsFormal complaints filed with the Consumer Financial Protection Bureau using Metro 2 compliance standards
3
BBB ComplaintsBetter Business Bureau complaints filed against third-party collectors and debt buyers
4
Metro 2 Portal UploadDirect Metro 2 data submission via the Experian portal — hitting the bureaus from every angle
Attack #3 applies to third-party collection accounts and debt buyer accounts only.
Most Comprehensive
Tier 03
Gold
An expedited, results-driven cleanup with a hard 90-day window. If the bureaus don't comply — we escalate. We have won agreements for our clients, and we will fight for yours.
$2,000
One-Time Investment
What's Included
  • Expedited 7–90 day credit cleanup — aggressive timeline, maximum pressure
  • Full dispute enforcement across Equifax, Experian & TransUnion
✦ If Unresolved After 90 Days — We Escalate
EXP & EQ Pre-arbitration letters filed directly against Experian and Equifax — demanding compliance or facing formal arbitration proceedings
TU Pre-demand letters issued to TransUnion followed by active pursuit of a resolution — we don't stop until the file is clean
"We have pursued and won agreements against the bureaus on behalf of our clients. The Gold Plan is as close to bulletproof as credit repair gets."
The Ted Method

No credit repair outcomes are guaranteed. Results vary based on individual credit profiles, creditor documentation, bureau procedures, and regulatory timelines.

All services are conducted in compliance with federal law and for educational and procedural assistance purposes only.

© 2026 The Ted Method.

Operated by Teddy E Fletcher LLC.

Questions or support?

Call or text (980) 300-8911

Or email [email protected].

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